Knowledge Centre

Give your super the gift that will keep on giving – for you

Whether you’re starting a new job, want to get your super on track or are planning on retiring soon, taking charge of your super can help you get closer to your dream retirement.

Taking active steps to grow your super by making additional contributions could have a significant difference to your super balance in the future.

Sometimes contributions from your employer alone may not be enough to fund your dream retirement, so if you can make additional contributions now, the ripple effect of compounding investment earnings can boost your super savings and help you prepare for the years ahead.

And, depending on the way you choose to contribute to your super, you may also be able to lower your taxable income or receive extra contributions from the Government.

How does the compounding investment earnings work?

Superannuation is a long-term investment, so every dollar in your super savings account can earn compound earnings, where the earnings you make on your investment also create their own earnings from your contributions year after year.  So, contributing extra to your super, even in small amounts, can mean your investment earnings work harder for you to help grow your super even faster.

Keep in mind that returns may vary considerably over time, so it’s important to stay on top of your super.

Want to know more about growing your super?

Remember there are many considerations when looking to add to your super including limits on how much you can contribute to your super each year.  For more information on adding to your super, visit the ATO website.

Important information
This information has been prepared by Beam.  Beam is issued by Precision Administration Services Pty Ltd (Precision) (ABN 47 098 977 667, AFSL No. 246 604).  Precision is wholly owned by Sunsuper Pty Ltd (ABN 88 010 720 840, AFSL No. 228 975) (via its custodian) as Trustee for the Sunsuper Superannuation Fund (Sunsuper) (ABN 98 503 137 921).  While this material has been prepared with all reasonable care, no responsibility or liability is accepted for any errors or omissions or misstatement however caused.  This material contains general advice and does not take into account the objectives, financial situation or needs of any particular individual or business.  You should consider if the advice is appropriate to your own circumstances before acting on it.  Outcomes are not guaranteed. Past performance is not a reliable indication of future performance. For a copy of the Beam PDS or Precision Privacy Policy, please phone 1800 572 154 or go to