Beam makes the changes simple.

ATO SBSCH is closing. Payday super is coming.

Beam makes the changes simple.

Get ahead with Beam

From 1 July 2026, the ATO’s Small Business Super Clearing House (SBSCH) will close for good and every employer using the SBSCH will need a new way to pay super.

                              At the same time, the government’s payday super will officially take effect, requiring employers to pay super at the same time as wages.

                              • No more quarterly contributions
                              • Tighter timeframes
                              • Heavier penalties if you fall behind
                              • Compliance risk – shorter payment deadlines mean less room for error
                              • Increased admin – more frequent payments mean more work, unless automated

                              Our automated super payment solution is connected seamlessly into payroll software, pays multiple funds in one click, and keeps you compliant ahead of payday super when it comes in.

                                  Ready to make super payments simple?

                                  Explore our marketplace

                                  Why this matters now

                                  Every month you wait can make the switch more stressful. Employers who leave it until the last minute may risk:

                                  Icon of Non-compliance penalties

                                  Non-compliance penalties

                                  From the ATO

                                  Icon of Cash flow stress

                                  Cash flow stress

                                  With more frequent payments

                                  Icon of Scrambling for new systems

                                  Scrambling for new systems

                                  under tight deadlines.

                                  Make the switch early and let Beam take the stress away.

                                  Key dates you need to know

                                  Here’s some dates to pencil into your calendar:

                                  What this means for businesses that use SBSCH

                                  Icon of Find a new clearing house

                                  Find a new clearing house

                                  With the SBSCH closing, consider Beam as a smarter super payment technology – automated, compliant, and built to handle contribution for employers of all sizes with ease.

                                  Icon of Transitioning early is essential

                                  Transitioning early is essential

                                  Waiting until mid 2026 to make the switch could leave you scrambling, especially if you need to change payroll providers or implement new systems. Making the move now allows you to test processes, train staff, and iron out any issues so you’re ready when payday super starts.

                                  Icon of Expect tighter timeframes

                                  Expect tighter timeframes

                                  Quarterly super payments will soon be a thing of the past. With payday super legislation, you’ll need to pay super at the same time you run payroll, which means updating processes to manage paying your team’s super more frequently.

                                  Your options to replace SBSCH

                                  There are two main ways business owners can manage super payments after July 2026.

                                  Image of Payroll software with built-in super payment features

                                  Payroll software with built-in super payment features

                                  Best for: employers with staff in multiple funds, or those who want automation, compliance certainty, and minimal admin

                                  Beam-connected payroll systems make super payments easier and cut down on admin for busy business owners.

                                  • Flags errors before payments are made
                                  • Reduce the risk of errors that come from importing and exporting data between platforms
                                  • Keeps you updated at every step

                                  Connect with Beam today
                                  Image of Clearing house services offered by super funds

                                  Clearing house services offered by super funds

                                  Best for: employers with smaller teams

                                  Some super funds offer their own clearing house services for employers with staff in their fund. Beam powers the super payment tech behind Australian Retirement Trust (ART), making it a cost effective option for businesses to manage super contributions.

                                  How ART clearing house can help:

                                  • Compliant super payment tech powered by Beam
                                  • Secure online portal to submit and upload data
                                  • No fees if ART is your default fund
                                  • Pay multiple super funds via BPAY, EFT, or direct debit

                                  Check out ART clearing house

                                  Over 79,000 Australian businesses are using Beam to simplify their super payment process. Don’t get left behind.

                                  Connect with Beam today

                                  Why choose  Beam?

                                  Beam makes the SBSCH closure and transition to payday super simple. Built for all businesses no matter the size, Beam helps you.

                                  Why choose  Beam?
                                  Automate super payments across multiple funds

                                  Automate super payments across multiple funds

                                  Pay super more frequently – just what you need under payday super

                                  Pay super more frequently – just what you need under payday super

                                  Save time & reduce admin with simple and automated super payments straight from your Beam-connected payroll software

                                  Save time & reduce admin with simple and automated super payments straight from your Beam-connected payroll software

                                  Stay ahead of legislative changes like payday super so you can meet obligations and avoid penalties

                                  Stay ahead of legislative changes like payday super so you can meet obligations and avoid penalties

                                  Act now, not in 2026

                                  The time to act is now. Transition early with Beam and know your business is ready.

                                  Switch to Beam today

                                  The ATO has made it clear: you’re responsible for on time super payments. Once payday super begins, additional penalties for late or missed payments will apply.

                                  Stay compliant. Save time. Be ready.

                                  Disclaimer

                                  This is general information. It’s not based on the specific objectives, financial situation or needs of your business. So think about those things and contact your payroll provider for a copy of Beam Product Disclosure Statement (PDS). You should also read the relevant Product Disclosure Statement and Target Market Determination for Australian Retirement Trust products before you make any decision about those products.

                                  Precision Administration Services Pty Ltd (Precision) (ABN 47 098 977 667, AFSL 246 604) issues Beam. Precision is wholly owned by Australian Retirement Trust Pty Ltd (the Trustee) (ABN 88 010 720 840, AFSL 228 975), trustee of Australian Retirement