ATO’s clearinghouse closing
The ATO’s Small Business Superannuation Clearing House (SBSCH) will close on 1 July 2026, meaning employers that use it will have to find another way to pay super.
Payday super is coming.
Beam makes the transition simple.
From 1 July 2026, the ATO’s Small Business Superannuation Clearing House (SBSCH) will close forever. Every Australian employer will be required to pay super at the same time as wages.
Get ahead with Beam
From 1 July 2026, the ATO’s Small Business Super Clearing House (SBSCH) will close for good, and every employer using the SBSCH will need a new way to pay super.
- Employers will have 7 business days to pay super after payday.
- Quarterly payments are a thing of the past; super must now align with your payroll cycle
- Failure to pay in full and on time will result in the Super Guarantee Charge (SGC), including interest and administrative fees.
Ready to make super payments simple?
Get BeamPayday super: what’s new?
Qualified earnings
Payday is the date that an employer makes a qualifying. QE compromises salary, wages, salary sacrifice super contributions and any other payments that qualify for the SG.
Payment deadline
Employers will have 7 business days to pay their
employee’s super after payday. Super funds will now have 3 business days, down from 20, to allocate or return contributions – meaning that data employers send will need to be high quality.
Super Guarantee Charge
Employers will be liable for the super guarantee charge (SGC) unless super payments are successfully received in the super fund bank account no later than 7 business days after payday (QE day).
Changes to SGC
Employers that don’t pay employees’ super in full and on time will be charged interest and penalties. Employers can face extra charges and fees if they don’t pay all super entitlements within 28 days of receiving an ATO notice.
Onboarding timelines
If you hire a new employee, you’ll have 20 business days (starting from the day after you pay their wages or salary) for their superfund to successfully receive their first super contribution payment.
Your path to compliance
Preparation doesn’t need to be complex.
Payroll software with built-in super payment features
Best for: employers with staff in multiple funds, or those who want automation, compliance certainty, and minimal admin
Beam-connected payroll systems make super payments easier and cut down on admin for busy business owners.
Get Beam
- Flags errors before payments are made
- Reduce the risk of errors that come from importing and exporting data between platforms
- Keeps you updated at every step
Why choose Beam?
Beam makes the SBSCH closure and transition to payday super simple. Built for all businesses no matter the size, Beam helps you.
Automate super payments across multiple funds
Pay super more frequently – just what you need under payday super
Save time & reduce admin with simple and automated super payments straight from your Beam-connected payroll software
Stay ahead of legislative changes like payday super so you can meet obligations and avoid penalties
Still have questions?
Payday super factsheet
Want more details about the legislation? Check out our factsheet with all the info.
View the Payday Super factsheet ↗️
Payday super FAQ
Our FAQ covers some key info to help you understand what changes are coming under payday super.
Learn More ↗️
Payday super checklist
Our handy checklist is one way you can start prepping now for payday super changes.
Download now ↗️Act now, transition early
The time to act is now. Transition early with Beam and know your business is ready.
Get BeamThe ATO has made it clear: you’re responsible for on time super payments. Once payday super begins, additional penalties for late or missed payments will apply.
Stay compliant. Save time. Be ready.
Disclaimer
This is general information. It’s not based on the specific objectives, financial situation or needs of your business. So think about those things and contact your payroll provider for a copy of Beam Product Disclosure Statement (PDS). You should also read the relevant Product Disclosure Statement and Target Market Determination for Australian Retirement Trust products before you make any decision about those products.
Precision Administration Services Pty Ltd (Precision) (ABN 47 098 977 667, AFSL 246 604) issues Beam. Precision is wholly owned by Australian Retirement Trust Pty Ltd (the Trustee) (ABN 88 010 720 840, AFSL 228 975), trustee of Australian Retirement