ATO’s clearing house is closed
The ATO’s Small Business Superannuation Clearing House (SBSCH) is now closed. If you used it to pay your super previously, you need a new way to pay.
Payday super is here.
From 1 July 2026 every Australian employer is required to pay super at the same time as wages. Beam makes it simple, every pay run.
Payday super: what’s changed?
Qualifying Earnings
Payday is the date that an employer makes a Qualifying Earnings (QE) payment. QE compromises salary, wages, salary sacrifice super contributions and any other payments that qualify for the SG.
Payment deadline
Employers have 7 business day to pay their employee’s super after payday. Super funds have 3 business days to allocate or return contributions.
Super Guarantee Charge
Employers are liable for the super guarantee charge (SGC) unless super payments are successfully received in the super fund bank account no later than 7 business days after payday (QE day).
Changes to SGC
Employers that don’t pay employees’ super in full and on time will be charged interest and penalties. Employers can face extra charges and fees if they don’t pay all super entitlements within 28 days of receiving an ATO notice.
Onboarding timelines
If you hire a new employee, you’ll have 20 business days (starting from the day after you pay their wages or salary) for their super fund to successfully receive their first super contribution payment.
Making payday super easier
Clean data helps keep super payments on track
Clean data plays a key role in keeping super payments on track. When employee, fund and contribution details are accurate and complete, payments can move smoothly from payroll through to super funds.
But when data is missing or incorrect, delays, rework and extra admin can follow, making it harder to stay on track with the 7-business day payment window.
But when data is missing or incorrect, delays, rework and extra admin can follow, making it harder to stay on track with the 7-business day payment window.
How to fix data errors
Being able to check for errors upfront, before you pay, is important to meet payday super timeframes.
If you’ve experience errors when trying to pay, check your current data and processes, ensuring employee super fund details match fund records.
1.Check for missing or incorrect employee and fund details
2.Review how errors are identified and resolved in your payroll process
3.Ask employees to confirm their super details match their fund records
Beam checks your submission for errors upfront, so you can fix them early and keep your super payments on time, every time.
Disclaimer
Precision Administration Services Pty Ltd (Precision) (ABN 47 098 977 667, AFSL 246 604) issues Beam. Precision is wholly owned by Australian Retirement Trust Pty Ltd (the Trustee) (ABN 88 010 720 840, AFSL 228 975), trustee of Australian Retirement Trust (‘the Fund’ or ‘ART’) (ABN 60 905 115 063). Failing to send payment the same day as submitting contributions will result in delays in the nominated superannuation fund(s) receiving the contributions and could result in a failure to meet employer superannuation obligations. Delays may occur in the processing of direct debits for reasons outside Precision’s reasonable control (for example, delays in processing by the relevant financial institution). Processing times stated are based on the processing times in the Beam Product Disclosure Statement (PDS), available from Beam payroll partners.
Your path to compliance
Payroll software with built-in super payment features
Best for: employers with staff in multiple funds, or those who want automation, compliance certainty, and minimal admin
Beam-connected payroll systems make super payments easier and cut down on admin for busy business owners.
Get Beam
- Flags errors before payments are made
- Reduce the risk of errors that come from importing and exporting data between platforms
- Keeps you updated at every step
Why choose Beam?
Beam makes payday super simple, every pay run. Built for all businesses no matter the size, Beam helps you.
Automate super payments across multiple funds
Pay super more frequently – just what you need under payday super
Save time & reduce admin with simple and automated super payments straight from your Beam-connected payroll software
Identify errors upfront so you can correct them before you pay
Beam makes payday super simple, every pay run.
See Beam partnersBeam is available through our network of leading payroll partners. See who we’re partnered with on the Super Payments Marketplace.
Disclaimer
This is general information. It’s not based on the specific objectives, financial situation or needs of your business. So think about those things and contact your payroll provider for a copy of Beam Product Disclosure Statement (PDS). You should also read the relevant Product Disclosure Statement and Target Market Determination for Australian Retirement Trust products before you make any decision about those products.
Precision Administration Services Pty Ltd (Precision) (ABN 47 098 977 667, AFSL 246 604) issues Beam. Precision is wholly owned by Australian Retirement Trust Pty Ltd (the Trustee) (ABN 88 010 720 840, AFSL 228 975), trustee of Australian Retirement